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Individual Life Insurance in Pittsburg KS & Frontenac KS

Reassurance for you and your Loved Ones.

Dittmann Insurance Agency provides life insurance to individuals in Pittsburg, Frontenac, Girard, Columbus, Parsons, Joplin, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Dittmann Insurance Agency, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Dittmann Insurance Agency offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Dittmann Insurance Agency is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Dittmann Insurance Agency will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Location

Dittmann Insurance Agency

121 W 5th St
Pittsburg, KS 66762
Main office: 620-231-3660
Fax: 620-231-3669

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I want to thank you for your help in my claim including the boat motor. I know you were deeply involved and I certainly appreciate you as an agent. Thanks much,
- D.W.
I also want to let you know how much I appreciate all of you down there. When I started driving, at 14 years old, Mom and Dad insured with you guys, my grandparents did. And I’ve never seen a need to be anywhere else. Insurance agencies probably don’t get too many “thank you’s”. But I want to make sure you and everyone else down there knows how much I appreciate the service. You’re simply the best! Regards,
- C.B.
Just wanted to thank you for taking such good care of us after our truck was damaged in the May 22nd tornado. We had no idea the truck would be totaled, but when the adjuster came to look at it, he said it should be. We are very pleased with the adjuster and Allied Insurance for the way they took care of us. You have always taken good care of us, and I’m glad you are our agent. Thanks again.
- D. S.
We began with Dittmann Insurance on July 1, 1977 – some 40 years ago!
- K.O.
You have provided excellent customer service as we have had our home, cars and the office insured with you.
- K.O.
We look forward to many, many more years with all of you!
- K.O.